Examination should include
- types of insurance (e.g., health, dental, vision, life, and disability) available to workers and dependents
- costs (e.g., premiums, copays, deductibles).
Process/Skill Questions
Thinking
- What types of insurance are typically available to employees and their dependents?
- What costs can you expect to pay for insurance through your employer?
- How do those costs compare with insurance obtained independently?
- What copayments can you expect to pay for medical service and prescription drugs?
- What is a deductible?
Communication
- How is information about insurance options shared with employees?
- Why should employees carefully compare insurance options?
- What types of information must employees provide to obtain insurance for themselves and their dependents?
Leadership
- What criteria should you use to assess insurance options for a family?
- How can personal responsibility keep insurance costs from increasing for a company?
Management
- How can you develop a plan for meeting family insurance needs?
- What strategies can help you reduce your insurance costs?
- What are the risks of not having insurance?