# CTE Resource Center - Verso - Patient Care Technician Task 94121207

CTE Resource Center - Verso

Virginia’s CTE Resource Center

Differentiate among the types of health insurance.


Differentiation should include
  • preferred provider organization (PPO)
  • health maintenance organization (HMO)
  • Medicare
  • Medicaid
  • private insurance
  • managed care
  • workers’ compensation
  • State Children’s Health Insurance Program (SCHIP)
  • Affordable Care Act
  • diagnosis-related groups
  • Health Savings Accounts
  • Railroad Retirement Program benefits
  • Veterans Affairs benefits.
Where applicable, differentiation should include elements of health insurance such as
  • premiums
  • deductibles
  • co-insurance
  • co-payment.

Process/Skill Questions

  • Why are there various types of health insurance?
  • Who determines who is eligible for various types of health insurance?
  • What happens to patients who are not insured?
  • How are Medicare and Medicaid similar? How are they different?
  • How has the development of managed care impacted the cost of medical care?
  • What is the difference between an HMO and a PPO?
  • What is the purpose of workers’ compensation?
  • What does the Affordable Care Act provide related to coverage, cost, and care?
  • What happens to citizens who do not comply with the “minimum essential” health insurance coverage requirement?

Related Standards of Learning



The student will read, interpret, analyze, and evaluate a variety of nonfiction texts.
  1. Use critical thinking to generate and respond logically to literal, inferential, and evaluative questions about the text(s).
  2. Identify and synthesize resources to make decisions, complete tasks, and solve specific problems.
  3. Analyze multiple texts addressing the same topic to determine how authors reach similar or different conclusions.
  4. Recognize and analyze use of ambiguity, contradiction, paradox, irony, overstatement, and understatement in text.
  5. Analyze false premises claims, counterclaims, and other evidence in persuasive writing.

Other Related Standards

HOSA Competitive Events

Teamwork Events